If you have money invested in stocks, you could make yourself a very low interest rate personal loans. When I went back to school for my graduate degree in Accounting and Finance Management, the interest rate on Federal student loans for graduate students was about 6.6%. One alternative to taking out these loans would be … Continue reading Never Pay Interest On Student Loans Again

Buying food is one of the few spending areas that is a necessity. Many other expenses are at best a comfort and at worst frivolous or harmful. So we know that no matter how much we flex our frugal muscles, we will still need to buy food, but how can we minimize this expense while … Continue reading Mastering Your Food Budget

It has been a year since I started bike commuting and there are many lessons that I learned the hard way. Unfortunately, I didn’t find a good mentor to guide me through the process, so I made several mistakes. If I started over again, I would start with a higher quality bike with Shimano 105 … Continue reading Hacking Transportation Series- What I’ve Learned After One Year Bike Commuting

It can be difficult to save when you think being wealthy is evil. You will likely start to sabotage your efforts and make your life difficult if you continue to believe being wealthy is evil even subconsciously. There are many movies and stories that portray the rich person as evil. Mr. Burns, the Scrooge, Lex … Continue reading Is Being Wealthy Evil?

Imagine being able to do only the things that give you the most fulfillment without worrying about money. What would you do with your time if working wasn’t necessary? Free Preview Video This course consolidates all the information you need to reach financial independence and focuses you on the key levers to supercharge your path … Continue reading FI: Beginners Crash Course

Housing expenses are one of the biggest expenses people have yet many people do very little to minimize this expense. Shopping to reduce the price of a house that meets your needs is an obvious first choice and many people will do at least a little comparison, but it is much less common to do … Continue reading Shopping Mortgages

I am saving money, but how do I go about actually investing it? You will need to open up an investment account so that you can buy stocks and bonds. There are many options when looking into which brokerage you want to handle your investments for you. Fees Fees can add up to a significant … Continue reading How To Actually Invest