Housing expenses are one of the biggest expenses people have yet many people do very little to minimize this expense. Shopping to reduce the price of a house that meets your needs is an obvious first choice and many people will do at least a little comparison, but it is much less common to do … Continue reading Shopping Mortgages

I am saving money, but how do I go about actually investing it? You will need to open up an investment account so that you can buy stocks and bonds. There are many options when looking into which brokerage you want to handle your investments for you. Fees Fees can add up to a significant … Continue reading How To Actually Invest

Debt Is Evil? Many people have an irrational fear of or hate for debt. Debt like any tool can be used for your benefit or harm. I think the issue stems from so many stories of people misusing debt and getting themselves in trouble, that there is a natural pushback to avoid and eliminate all … Continue reading Mortgage Vs Payoff House

I am currently thinking about how I can further optimize my transportation and I know many people don’t enjoy analyzing these kinds of things as much as I do, so I am posting all of my hard work for you to see here. My first step was to brainstorm all of the possible ways I … Continue reading Hacking Transportation Series-Analyzing Options

When we talk about optimizing social security, most people try to maximize their total return. However, unless you have so much money that you will never need the social security money, looking at social security in terms of your lifestyle is much more important. But, before we get to that, let’s go over the numbers … Continue reading Optimizing Social Security

I am hearing more and more about Bitcoin from my friends. Bitcoin is all over the financial news and people are talking about making tons of money on every personal finance forum that I read. There is a lot of hype on cryptocurrencies. Aswath Damodaran teaches finance and valuation at the stern school of business … Continue reading What You Need To Know About Bitcoin

Transportation is more expensive than most Americans realize. A typical American will spend thousands of dollars a year on transportation without even considering alternatives to owning and driving a car. This ends up being one of the biggest expenses and yet we spend no time considering alternatives. Time spent optimizing this decision will pay off … Continue reading Hacking Transportation Series-How Much Is Your Car Costing You?